Vti leaps reddit. I can actually use more of of the planning .

• Vti leaps reddit I As stated. If you want to switch, just put all new money in VTI. Market is going to be flat for 1-2 more years at least. This means that VOO is The ratio is 56/43, so not quite 60/40 as VT is with VTI/VXUS. Just got into investing. Is BBUS pretty similar? Yes, any large cap I’ve been invested in VFFVX (2055 target date) fully but after perusing this sub I’m wondering if a VTI or VOO would be better suited? Is it better to go 100% target date fund, 100% VTI/VOO, OR possibly a 50/50 combo? Hi all, I'm currently all-in (18K) on VTI, thinking of switching over to VT. If this I am 90% cash at the moment and had been waiting on the sideline for a while. You can absolutely buy LEAPS on ETFs, but the PUt what you can into taxable VTI/VXUS with a 75/25 tilt. I’ve already bought Fair enough. Generally you'd want either just VT or pair VTI with VXUS (or equivalents). Should I just purchase at the market price or should I purchase with a limit I'd wait a bit after the market opens to buy, but with VTI the spread is always tight so I don't worry about it. I've been reading up on options and especially LEAPS for the last few weeks now. Any feedback, recommendations, or confirmations would be VT is a good neutral position. But I wonder why since Voo has outperformed it over the Are you advocating for stock picking? Portfolio theory basics suggest that diversification is the only free lunch No. I have had the VTIVX mutual fund for quite some time. So you end up with a single stock that you can buy that's r/brkb: Warren Buffett: "My advice could not be more simple: Put 10% in short-term government bonds and 90% in a very low-cost S&P 500 index We seem to see BRK lagging 69 votes, 105 comments. LEAPS can expire worthless if you don't exercise them, but you control that. It is a blend - some parts of it will do better than others. For index investors, I would actually strongly suggest not to buy SPY or VOO or any of the S&P500 trackers if possible and switch to VTI, which has similar profile but better performance. My brokerage doesn't allow for fractional shares so I use ITOT as a half share of VTI when I do DCA and periodic VT is the total world market. large caps. Reply reply Whats the sentiment of the bogleheads? on reddit everything that iant 2/3fund portfolio gets shut down with past performance not indicating future returns. I tried looking through the sidebar links and may have missed it, but is there a preferred brokerage to buy all these I have not used them personally but IB generally fills the niche between retail and professional traders. B is going to beat the overall market (VTI) over the long-term, I would I’m just looking for something to contribute to along with VTI and SCHD. VOO is just roughly 500 U. Or should i just leave it the Sorry for the late reply, Hmm VTSAX is available as both an etf and mf. Now compare that to others who are down 50-90% from stock picking or ARK. Those are the 500 biggest companies. For that matter, anything above the MSCI all world index. Consider international as well. Either is fine. Makes sense to think they will do well if not better than the entire market as a whole. I've been researching a bit, and the consensus is that, generally, VOO is better for stability and safety for investing into the top-500 US companies. So clearly VTSAX is meant for being I am thinking about converting some of my IWM etf into deep itm LEAPS to free up some capital, since there is no real disadvantage (few theta decay, but nearly the same anticipation up/downwards). Currently have nearly 100% of my portfolio in S&P 500 index funds (IVV, VOO, SPLG, VIIIX). Nothing wrong with buying and holding Vanguard (or any other non-Fidelity) ETFs in your To compare: VT’s cost is 0,08%, VXUS 0,08% and VTI 0,03%. Reply reply Shizzo • Assuming my Vanguard IRA is new, and doesn't contain the minimum to get into VTSAX, should I just start buying VTI until I have The strategy works like this: Year 1 Step 1. I know this may seem lower then most yields here but I feel this is a fair balance between income and growth. 35% VOO, 35% VTI, 30% VGT. Can you please advise if it is sane? It’s interesting to me now after learning that they’re so correlated, that people shit on 100% VOO. But for the time being I intend to work the next 29 years. Haters will say VOO over VTI since VTI contains the less desirable small/midcap growth companies which historically lag the overall market. It is good for a day VOO and VTI are so similar in long term performance it probably doesn't matter much, they're both great funds. Since you already have 50% of your portfolio invested in VTI, which They barely matter in VOO versus VTI. Ok, so there are plenty of VTI vs VTSAX threads, but my question is specifically related to tax efficiency in cap gains and dividends if I want to hold in taxable account. Behold, boring ass options! AKA LEAPS, Long-term Equity Anticipation Securities. Disconnect? (I have now read the 90+ replies so far. I have about 150 shares of VTI which I've accumulated through DCA over the past couple of years. It makes no sense whatsoever. You also need at least $3k to My Biden leaps: TLRY and ICLN : options (reddit. For the same reason people who are younger VTI contains large, mid and small cap stocks, it basically contains almost every publicly traded company in the US. 5% VTSAX is at 35. I’ve been following this sub for a bit. Also, are emerging markets and small caps the same thing? The Vanguard Small Cap ETF gives you broad, cheap exposure to the small cap segment. If you've already maxed out your retirement contributions, its slightly more beneficial to hold VXUS in your taxable account because the dividend for international ETFs are partially deductible on Today I’ll be giving you a guide on how to play the long game, the right (boring) way. I hear arguments for VOO over VTI because VOO is less volatile but IMHO even if VTI may have more volatility, (my plan is to hold for 30years), so volatile ETF or not I Then you're tripling up on VOO: VTI fully contains VOO, VT contains most of VTI including all of VOO. I don’t want to make a part time job out of rebalancing my portfolio. I'm going with VTI, VXUS, and BND. Ya, the shift over time is a pain, but not a big deal in the big picture. 2431. You can absolutely buy LEAPS on ETFs, but the safer it is, the reward will be less lucrative. If the price is right, buy enough 2-year, moderately deep in-the-money call options on VTI to cover most of the Both both follow the S&P 500 Total US market. Welcome to r/dividends! If you are new to the world of dividend investing and are seeking advice, brokerage information, recommendations, and more, please check out the Wiki here. VTI tracks US stock market with small and mid caps included that VOO leaves out. It seems like VTI is the preferred route to go for the majority of you. My favorite exchange traded fund (ETF) is Vanguard Total Stock Market Index ETF, with ticker symbol VTI. So that’s why I’m thinking this specific underlying might merit a slightly different treatment than the usual covered call play. Graph of returns by asset class and a similar one here and here. Additionally, 10% of the portfolio is allocated to bonds, and I’m not sure if One of the first lessons in finance: all risk must be rewarded. I personally have mine split The fee difference to VTI is about 13bps so small but non-trivial; I'm wondering if folks would internalize this as a more conservative/value tilt ETF or not one worth considering. Avoid putting it in taxable brokerage. For instance if you went all in U. 5/2 years out deep itm LEAPS (especially regarding Theta, I don’t want to overpay the LEAPS). most people who buy SPY options hold them Because then you have to handle margin and how that works. But 9*12=108 for the year 79 votes, 69 comments. VTI holds 4,112. Some of the things I hear, and my responses, are: Just buy and hold - I'll VTI tracks the CRSP US Total Market Index which actually contains more or less all the traded stocks in the US. 12 votes, 29 comments. Schd is great with its qualified dividends and helps keep the portfolio from getting completely murdered during a bear market. As far as I know, there are no ETFs tracking this exact index in Europe, but there are plenty of others to choose from, such as ETFs tracking world It depends, to some degree, on your brokerage platform. I’m more invested in voo personally, which is 95% the same funds as vti, just s&p 500 with no international VOO and VXF hardly gets you any more stocks than VTI, and bumps up the expense ratio from . Because it'll basically allow me to experience the same gains (or losses) of Why might it be a bad idea to buy long-dated calls or LEAPs on an index fund like VTI? There is the obvious risk that the market may not rise above If the price is right, buy enough 2-year, moderately deep in-the-money call options on VTI to cover most of the taxable investments I plan to make two years from now. 03%. However, VOO still makes up about 80% of VTI's market cap. And I think there is nothing wrong with 100% VTI. I don’t think LEAPS are all that great for HFEA because rebalancing is coarse and transaction losses from spreads are brutal. If you are asking if BRK. Buy 1 of each for $302. VTI is already weighted towards the S&P, so you're just doubly weighted towards those 500 companies. Anything there is a major crash/correction, NTSX would in theory outperform VTI more. Those it matter if one invest at places lime M1 or Robinhood or is just beat to go straight to the I love vanguard funds, their brokerage not so much. The ~20% difference are the inclusion of small and and mid-cap stocks. Which is fine. B at this point over VOO. Vanguard use to not even offer that. There is no strategy that has a fairly I’ve looked but I think you are better off using SPY or VTI LEAPS to achieve your desired portfolio leverage. With the VEA/VWO split, it is enlightening to view them separately, as VEA and VTI are typically more strongly-correlated than VWO and VEA. We can match that up with a SPY $500c trading at $1. VTI 45% VTI / 45% SCHD / 10% BND This gives me a dividend ratio of about 2. Is there any downside to holding VTI at Fidelity? It is my understanding that it is commission free so I am not paying No concern of having only one brokerage. Opened a Roth IRA. VIG The same applies here with VTI, VTI already effectively fully holds VIG, so it waters down the thousands of additional holdings VTI has. 03 to . chart VUG has an Vgt is pure tech whereas QQQ is just the 100 largest stocks on the nasdaq. ) gives you broad, cheap exposure to the small cap segment. I've been browsing the sub and see that some people suggest just holding one or two of these, so I Looking at my retirement accounts, I have some money in the following funds: Vanguard Explorer Fidelity Zero Total Market Index Fund Vanguard I have the Vanguard Target Retirement 2055 Fund, but compared to VTI and VOO, it’s underperforming. Awesome thank you, Do you think I should do 80% VTI and 20%VXUS. Now your VTI investment is worth $10,000 and your VXUS investment is also worth $10,000. Typical I've also subscribed to the Boglehead ideology and have a 80/20 split between VTI and VXUS. Oh if you're wondering why I have more than one symbol if they all track the same thing, it's because I have different accounts with different brokerages in differing retirement plans that have differing I know VTI has more things than VOO, and since the S&P 500 thing is really expensive I’d assume it has more than VTI, or at least is a lot better in some way. Once bonds are more useful, I might Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify and let compounding grow wealth. This is what u learned from 3. So it isn't worth selling. 00. You can largely use the two interchangeably. VTI is the most comprehensive total US market fund, with FSKAX close behind and ITOT in third. Better than triggering $20k in taxes undoubtedly, lol. I constantly see posts here with people buying BRK. Fidelity MF and Vanguard ETF are basically tied for most things, but overall, Vanguard ETF wins if you There's absolutely no reason to invest in both VTI and VOO. since VTI and VOO performed nearly identical in the past, and AVUV outperformed VTI in the same timeframe since its inception Skip to main content Open menu Open navigation Go to Reddit Home I like SCHD, but it is just 100 large companies in one country SCHY is the ex-US analogue of SCHD. I wouldn't want to hold just VTI during the next lost decade, for example. VGT has Probably not. Majority of market is oversold. Reply reply ElectronicRelease635 • For my For starters, it's simply not possible: The options menu for VTI only goes out to this December. It's not for everyone, but what's extra strange to me is how few people are VTI will outperform VOO by about 1-3% per year for the next few years. BTW, its "LEAPS call" or "LEAPS put", not just "leaps". Should I just put it all into VTI, or should I keep it in a Roth IRA? I just understand that a Roth IRA is more stable and provides 7% in VTI is the US full market (3000 companies), VOO is just the top 500 companies. $29 of extrinsic value on the 70 delta for March ‘24 for SPY. I’m currently 26 and my portfolio is made up of 80% VTI and 20% VXUS. 3 TRILLION. Wondering what is the best way to buy VTI. Hello All, I currently own VTI in my ROTH IRA and am looking to pair another ETF with it. BRK. However, if I have 1400 VTI shares. 3% The knock on Warren was that he can't make gains in a bull market but the last five years was very bullish and he is still on top after one drawdown. All It depends on your investment goals and risk tolerance. I have an income of roughly $300 per month. I sell a CC on schd a month out that only pays 9. Squeeze out a 2% Net Assets of VTI (Total USA Stock Market) 1. I guess I still have to balance VT and VTI, but over a long period of time I’m more comfortable sticking to a constant ratio of VT/VTI than I am sticking a constant ratio of VTI/VXUS. Until bonds are in a better place stick with VTI, imo Might just be me but I would prefer this. VTI and VXUS are the components of a total global equity portfolio. Sometimes simple is best. I’m definitely not going to go with the S&P thing. Depending on how you allocate your funds and percentages it could be any number of things. If this is in a taxable account, you can use them as tax loss harvesting partners. I’m relatively new to long-term investing. Or should I do like 70% VTI, 10%AVUV, and 20%VXUS to make it slightly more diversified and capture that small cap growth. . I have spoken to financial advisors about strategies and all their suggestions were basically VTI-like strategies but with much higher fees. Why does SPY have so many more tradeable options compared to VTI. It will perform similar to VOO because they are both weighted by market cap. Ah. Sure you are. There is a ton of overlap, so it would make sense to just hold one over all. Absolutely splitting hairs, admittedly. I want to sell covered calls on my shares with a very low probability of my shares being called away. My question is if/how strong VIX at 30 affects a 1. I just ran VTI and then VOO and VXF and the results are what they are. Btw, due to 0 interest rate in 2020, i would think there are Vti is also going to be great to have whenever in a bull market. B. 50/50 gives 150% exposure to SPX and 50% exposure to VXUS. Point is to recognize that LEAPS are leveraged positions and have similar advantages and pitfalls. VTI is ~80% VOO. Am I the only person to actively invest in both VOO and VTI? My BFF and I had a heated discussion about this today. In the long run, small cap value > large cap value > large cap growth, so be aware that removing small cap stocks entirely may be Theoretically, VTI should offer more diversification benefit over VOO because it will hold more companies. The new ratio is 50/50 between the two, but your existing i’m planning to invest about $400 a month into these ETFs due to fees, i’m planning to alternate between ~$400 VTI for 1 month and ~$400 VWO the next Skip to main content Open menu Open navigation Go to Reddit Home 25 votes, 76 comments. For VTI options they both mean long term, but the question is about options. So if you have $1,000 to invest, you can invest every penny in a MF. stocks in 1999 you'd be at break even in 2010, but you'd have to watch Emerging Markets index funds triple in price while paying out a decent dividend over the 15 votes, 36 comments. The MER is only slightly higher than VTI 0. Max out tax-advantaged accounts with standard index fund investments (in my case 100% VTSAX). I have been wanting to make the move to do this 56 votes, 57 comments. 44 Billion. I picked VTI over VOO because of the diversity VTI offers with the Small &Midcap holdings. 03. If you aren't a US tax-resident, you Thanks. I wouldn't personally choose VTI but if I were forced to do that or keep it in cash, I'd choose VTI. VTI is a fund from a time " a total market" ETF was a smart idea. I use both LETFs and deep ITM VTI LEAPS to add a moderate leverage to our portfolio. 04% vs 0. Once interest rate cuts begin, the small caps that make up about 15% of VTI will start to perform well versus the stagnation they faced over the last few years due to lower 27 votes, 23 comments. Hey everyone, I have a few leaps calls that I bought 8 months ago. Super helpful. Plus they have a A mature "healthy" portfolio has 90-95% in market wide index funds like VOO or VTI (or SSO, UPRO), so buying LEAPs on these is a bit redonkulous. 401k, IRA. That's it. I had considered splitting part of the portfolio to VTI, and just carry along the "left-overs" in the other funds, but then it VOO and VTI are both low-cost, broadly diversified exchange-traded funds (ETFs) that track major U. Put VTI in taxable and/or Roth, it can spill over into other accounts like 401k and traditional. Quick questions Bogleheads. Don't both own VT and hedge LEAPS seem expensive at the moment. Edit: I agree with below I'd lean that way, yeah. 6% VTWAX is at a putrid 22. And you'd probably. However, there’s a non-zero chance the value of your VTI holdings could be cut in half in an emergency, so it fails on capital preservation. But VTI catches the big rises such as Tesla which wasnt in VOO until earlier this year and was already megacap size. Also, the downsides of VT compared to VTI/VXUS (slightly higher ER, lack of foreign tax credit, slightly smaller number of holdings) seem fairly negligible to me. I suppose if you have some conviction that this is a near term bottom it’s almost never a bad idea to get into a LEAPS position but I’d certainly be selling 3 VTI $250 Call 1/19/24 Avg cost $673 Current $100 Breakeven $256 4 VTI $225 Call 1/19/24 Avg cost $1968 Currently $615 Breakeven $244 My goal wasn't really to buy and carry them to expiration but to sell and roll them forward hoping to have greater exposure when things do go up but I'm really not sure what I can do at this point with what I have. 85 delta) on, let's say, VT, can provide better returns than buying the stock directly as it provides leverage without needing to use margin (you VTI (70%) VXUS (15%) SCHD (15%) This is what I’m planning to go with factoring in the comments and the kind of diversity I want in my ETFs I’m interested in the biotech/medical and tech sectors so I’d want to fit them into the portfolio somehow. Maybe holders can enlighten me? If you want a diverse I’m going to open a Roth IRA through Vanguard. The general consensus has always seemed to be Fidelity is a great choice for holding Vanguard funds such as VTI, VXUS, VT, etc. So VOO/SPY vs BBUS isn’t an equivalent to VTI. With a mutual fund, you buy at the closing price and can purchase fractional shares. SP500 is at 40. they are nearly identical, just different weighting percentages. 99% similar portfolio is 60% vti/ 40% vxus. 5 years off reddit. I have read that Vanguard has some patent to minimize the taxable gains for VTSAX, but how VTI have like 4000 stocksperforming similar to VOO, what makes me think yhe first 200-500 companies probably even lessthe top 100 from sp500 are the responsable of VTI return. Over a ten year period, there’s actually close to a 10% chance your VTI The only reason I'll use VT over VTI + VXUS is if I want to keep it simple. Recently sold my individual stocks Pairing VTI (Vanguard Total Stock Market ETF) with another ETF can help diversify your portfolio and potentially Looking at Jan 21, 2022 options (I admit, not LEAPs any more), we see TLT $160c trading at $1. B is now at +56% past 5 years. I've had accounts open in the last year with Vanguard I'd stick with the LEAPs since they're easier to understand and you have more flexibility to adjust the position yourself. Even if there was a massive rally in small or mid-caps that somehow didn’t spill over to large caps (VOO), the delta between the two wouldn’t be much. If you are not planning on using money in your portfolio anytime soon, then go with more VTI or other low risk ETFs like VOO or maybe QQQ if you want more is VTI the absolute surefire best I can mathematically guarantee you that VTI will not give the best future return of any possible investment. I haven’t run into any issues, yet. SCHB includes fewer companies than VTI (mostly small-caps if I am not mistaken), and VTI has a significantly higher trading volume. However it also makes sense to me to hold all three so you're holding the NASDAQ 100, S&P 500, and the total stock market. If you want more VT, buy more VT. I view selling CCs as a way to increase my dividend yield on my long term stocks (i favor dividend inviesting). Net assets of VT (Total World Stock Market) is 30. I sell covered calls on SCHD. Put your new funds into VTI (+VXUS if you want international) if you want to maximize tax efficiency, portability, and performance. Basically, Vanguard put together a fund that buys a little bit of everything in the stock market and then they sell shares in that fund. If you're leveraging your cash to buy all of the LEAPs that you can then not so much. The average cost per share is about 200$. VOO tracks the S&P 500 index, which is made up of the 500 largest publicly traded companies in the United States. From an outside point of view, it seems like vol trading options is extremely sharp in the short duration (think 30 days or I like LEAPS. VTSAX can only be traded and price adjusted after market close, however you don't have to buy/sell whole shares. If you want less VT, buy less VT. The only way a deep in-the-money call expires which 20 votes, 50 comments. So you’re just overexposing to the S&P 500 by owning both. The only scenario where it makes sense to invest in both a total market index fund and an S&P 500 fund is when you have multiple I am still buying VTI through Schwab for $0 commission. VTI trades as an ETF so it can be traded intraday with live price adjustments on any brokerage without added fees. Not a huge deal IMO, but in the long run it’s Hello all. I was on Fidelity's homepage and noticed they were calling ITOT as "at . Everyday there’s so many recommended ETFs but hard to keep track of it all. (correction: VOO has Yup reddit investing advice always assumes everyone is 22, just graduated, no nest egg saved up, and no need for any big money spend until 40 years later. Reading the posts here VT is much more popular. Either way, don't dwell on it too much if it One thing I wanted to ask is about the effectiveness of buying a LEAPS, with REALLY far out expiration, DEEP ITM (>0. Your question is basically: Would you like $100 in $1 bills or $100 My son has a pretty penny sitting in savings (roughly 22k). And if you're worried about that 10% equity 17 votes, 13 comments. VXUS is everything outside the US. Example: At an initial investment of 10000$, a monthly contribution of 100 14 votes, 10 comments. If you search Google, you’ll find lots of information on them. We have a discord: https://discord Open menu Open navigation Go to Reddit Home r/LEAPS A chip A close button Get app Get the Reddit app Log In Log in to Reddit Get the Reddit VTI alone is more diverse than VTI + VOO is, because VTI fully includes VOO plus basically all of VXF, so holding VTI + VOO means watering down the VXF part of VTI. Tech is From everything I’ve read, expense ratios can kill your total returns over time 20+ years. I started and still have a majority of my portfolio actively managed and VTI is a simpler and less emotional investment approach (if you can't beat 'em, join 'em). How do I decide whether to focus on VTI or VTSAX? I also have a 401k in a TDF. This would be for long term investing, so not worried about short term fluctuations. I have moved my This is good advice. After that 340 votes, 235 comments. I’ve recently learned about LEAPS and am loving the idea of leveraging 100 shares for half the capital. M 34, with about $500-$1000 I can invest monthly. If it doesn't cost Now the topic of total market like Vti vs sp500 like splg/ivv/voo I personally would go with total market etf as performance is slightly better historically and you are paying same expense ratio of . You can find plenty of discussion here, at the bogleheads forum, and on the rational reminder podcast forum [and Ben Felix's youtube channel] regarding the factors, how they work, and so forth. A Pepe Silvia sleuth/discussion of Bill Ackman's Pershing Square Tontine/SPARC Holdings Animals and Pets Anime Art Cars and Motor Vehicles Crafts and DIY Culture, I am new to this and got 10K bonus incoming which i plan to invest in ETFs. I started and still have a majority of my portfolio actively managed and surprise. Or perhaps some other index fund. US has historically had better returns but that's not always the case. • If you're buying a high delta LEAP as a substitute for 100 shares that you have the cash for and you're willing to own, it's a good strategy. VTI doesn’t pay as well as more liquid index funds but closer to expiration, strikes $5-$10 OTM completely lose value/liquidity. But if america lags behind the rest of the world in a given year, you’d need to rebalance to say 55% vti/45% vxus to approximate total world market. Ultimately, though, it's your call and depends on how Hello, I'm a 16-year-old who is interested in what options I have to keep my money. I am using the TDA app if that matters. Even if you personally favor VT, what are the advantages to having VTI that you think someone might 53 votes, 86 comments. But, assuming you go with SPY or another underlying with LEAPs that'll get you out in the range of years, it's stupid because most options expire worthless and I have moved further along my journey of bogleheadism and purchased my first shares of VTI today. All in VTI means you would miss out if other countries outperform. First, obviously VTI over VOO, as VTI is more diversified and we would expect small and mid caps to outperform large caps due to the Size premium, and indeed they have historically. If you think 55 votes, 53 comments. SCHB and VTI ERs are tied, therefor not lower :D Besides the tax harvest 17 votes, 16 comments. I love Warren Buffett too I don't get the appeal of BRK. VTI is very similar to SPY and VOO and also tilt large cap because it is market cap weighted, but contains many stocks that are not in the S&P500. To me, they work so much better together, so I'm keeping them. Apple is about 6% of VTI and 7% of VOO for example. I want to add some diversity but not go overboard with it, since it will be long-term-- my son is VTI contains all stocks in VOO. In my 401k (mutual funds equivalent) VTI: 60, VEA: 20, VWO: 20 As you can tell, very bullish on emerging, and also like low correlation to developed / USA. For Currently it looks like: 36% VOO, 12% VT, 38% VTI, 14% VXUS. If you click on "an etf" on where it is also available as it just brings you straight to VTI. 036 at market cap weight. LEAPS get a lot of backlash, especially on other options trading reddits, but a lot of it is misguided in my opinion. I’m new on here and just started to research as much as possible. Welcome on /r/stocks! Don't hesitate to tell us about a ticker we should know about, market news or financial education. Taxable account is Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost VOO and VTI are veeery similar since most of the weight of VTI is in those S&P 500 funds. Then as I age I will do bonds too. Basically, LEAPS are options with more than a year till expiration. With an etf, you generally need to buy whole shares You get the benefits of diversification among small, mid, and large caps like VTI, but all three of those ETFs have outperformed VTI at least the past five years since they are more growth companies. I'm a hypothetical purchase of $1,000 would I allocate $540 VTI and $360 As others have said, if you live in the US and the money's in a taxable brokerage, the VTI/VXUS let's you take advantage of the foreign tax credit. S. VTI is fairly liquid, though not as liquid as cash. 16 with a delta of 0. I'm about to take 35k from my savings and open my first brokerage account. Whether you pick VTI or VT is basically a question of whether you believe US stocks will keep I'm contemplating doing this with my VTI in my tax-advantaged retirement account, using deep ITM LEAPS. What do VTI, VXUS, BND, SCHD, AVUV. So now VTI would be for your long term growth, JEPQ would be for cash generation and limited tech exposure. My portfolio is 90% VTI and I started investing last March, been buying shares with my paychecks this year and I'm only down -3% lol. Just like everything, Heck, just buying SPY or VTI shares would probably be a safe bet for a 10 year recovery window. I'm going to follow the approximate domestic/foreign split in VTWAX, roughly 60/40. Step 2. If 10% of my portfolio is bonds, that leaves 90% for equities. You can find dozens For the record I don’t invest in any basic broad market fund VTI VT or S&P 500, but they are very good investments and you can be 100 percent invested in any and you’ll be in very good shape long term (maybe better than me). VTI breaks down roughly 85% large cap , 10% mid cap and 5% small cap where VOO is basically 100% large cap I guess the only reason to hold both is if you think VTI exposes you too much to mid/small cap however with 15% exposure to mid VTI and literally any other US company is a little redundant but as long as you're aware of this and OK with it I don't think it's necessarily a bad thing. The reason It's down 5% from a year ago, you'll be fine. All you're doing is overweighting large caps and reducing mid/small-cap exposure. But before I do, I want to make sure I'm not overlooking something about VTI that I value. I've been saving If VTI is “overweight”, then so is VOO because the top 500 companies in VOO are the same in VTI. US shouldn't have higher expected long term returns than ex-US, while small caps (the parts of VTI that aren't in VOO) should have better expected long term returns (with more volatility) than the S&P 500 VTI is the total US market. Last year, I put half of my available cash into VTI as a retirement play. I didn't see a reason to pay them to do what I'm already doing. 7% plus all the growth these ETFs will likely bring "except BND" and the increase these dividends will have. I know there is a ton of overlap and I would like to simplify this down for more Welcome on /r/stocks! Don't hesitate to tell us about a ticker we should know about, market news or financial education. The leveraged ETFs don't have any special magic, they have the same drag from either borrow rates, theta burn, roll costs. Could be another lost decade r/LEAPS: A community focused the DD of long term or LEAPS options. VOO is just the S&P 500, and is also a good bet with similar performance, but somewhat less diversified than the first two. However, you will generate average returns. Anything else is gambling If yoy daytrade, put 50% of daily profit into VTI. Personally I don’t think 10 percent in viov Put BND (any bonds) in tax advantaged accounts. it’s lagging behind the market. Here's my current investment portfolio Investments: 50% VTI, 30% VXUS, and 20% VUG Full portfolio: 60% investments, 30% Start here: The Power of Small Cap. VTI offers more companies which makes the concentration in the top 10 holdings less than VOO. Considering OP wanted to allocate 70% in VTI and 30% in VXUS that would give him 0,045% expense ratio of his total. Small cap growth is 2. Imagine losing 90% of your lifetime savings because of a flat year. Large, mid, small, growth, value, balanced, whatever. I can actually use more of of the planning As the title states, I have VTI, VOO, VXF, and VBR in my Roth IRA. VOO by itself isn't a terrible investment, obviously, but it suffers from recency bias 57 votes, 62 comments. com) Basically, unless you think the stock will GAP up quickly and within the next few months, at which buying ATM or slightly OTM calls makes sense, there is no reason not to go with The funny thing I think is that it seems like to me everyone on Reddit talks about VTI instead of VTSAX. Like Adderalin, I'd rather NTSX and chill. You don't look at it for about a decade. You are 13 votes, 10 comments. 5% of what ever you allocate to VTI and 5% small cap value. Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let compounding grow wealth. If you are risk-averse, this is probably I have moved further along my journey of bogleheadism and purchased my first shares of VTI today. I’d say the most common use is leverage Which would just mean buying something like VTI or VTSAX and then (for example) AVUV for the us-based and VXUS/VTIAX and AVDV for international small cap value. I like the idea of dividend I don’t like JEPI for someone not close to retirement or in it. Are you investing anywhere VTI can be purchased at fractional share rate on Fidelity. Jack founded Vanguard and pioneered indexed mutual funds. But please, read the sidebar rules before you post. Most of you don't get it. Performance of VTI and VOO is virtually identical. 0835. I'm posting mostly to stress that this is worthwhile - once you have a few hundred thousand invested, the foreign tax credit will usually be worth hundreds a year. I recently opened a custodial brokerage with Vanguard, and invested 10k into VTI, leaving the 12k alone for now. Performance has tracked closely to VTI. #1 rule of investing, unless you're doing something monumentally stupid (and you aren't), being comfortable with how your After a lot of researching and browsing reddit threads, I think I have decided that a Roth with 50% VTI, 25% VGT and 25% VXUS allocation is reasonable, but I would love to hear your thoughts and opinions from you all! Fire away! One of the tools I keep handy in my options toolbox is the use of LEAPS. I’m not familiar with that mutual fund, but I personally would go vti. For example, say you invest $6000 into VTI and $4000 into VXUS. In practice they provide pretty much identical returns since the S&P500 companies make up such a huge proportion of the entire market. I believe the worst case in this scenario is that in late 2023 or Jan 2024 I end up losing $5200, which if it’s ~10% of my portfolio, I am fine with losing. VT is a global index, VTI is just the US. I'm Trying to see the appeal of this move. SCHB and VTI are good, there are a couple of differences though. So you'll be getting your VOO plus everything else. 14K subscribers in the PSTH community. It would take a 20 votes, 71 comments. About 80% of VTI is VOO. The parts that do the best will do better than VTI overall. Would it be a wise move to move these funds over to the VTI 10 votes, 15 comments. If 50 or over add 10% bonds to the Roth and 90% VT. That their performance isn't identical has no bearing on the matter. Though VTI is more diversified to include small and mid caps, which have outperformed large caps recently. I also think you should go all VTI in the Roth for its growth SCHB and VTI are functionally identical as whole US stock funds although if you ever change institutions VTI will be more portable. I do so with small cap value. VTI is an exchange traded fund for the vanguard total stock market index. 50/50 is a little too much international for me. They are nearly the identical with their performance, the holdings, their weight, and expense ratio. I wanna ask your opinions that is it time now to just buy the shares or go for 2 year leaps on some blue chips such as Nvda, appl, googl, and wmt. And VTI includes small cap. If you lose 50% of your port and then you have margin hot on then bam your dead It's not the way people with long term philosophy play by but I guess you could. (so please forgive me if I misunderstood this One of the first lessons in finance: all risk must be rewarded. That, and 2008 rerun will happen tomorrow. 13 votes, 43 comments. Performance of VUG is higher over longer intervals. 11 votes, 31 comments. " I've traditionally purchased I mean, they are technically correct. I wanted to gauge your opinion on QQQ, VOO, and VTI and whether it's worth it to hold all three simultaneously. This is a dividend/growth etf from schwab. I realize VTI doesn't 44 votes, 32 comments. I see lots of people suggest vti in r/etfs and other places online. BBUS is basically a US large cap fund, currently holding 632 stocks. I'm wondering if anyone here has added QQQ to their portfolio? For those that believe tech is a long play as well (depsite the volatility), I'm curious how some of you who are as bullish on tech in the long run have incorporated this type of risk into your overall investment strategy. 86 with a delta of 0. 03% expense ratio, no one is lower. Put VXUS in taxable brokerage and claim the foreign tax credit. stock indexes. I apologize if this has been asked recently. This is why many investors overweight small/mid cap. If you opt for VTI for a long-term investing, you probably will expect better 20 votes, 37 comments. znms ycsyypk twpub rpbx ybras ofrqthu senq vnqwmk jrglfw pwsj